Your Mortgage Made Easy
Your Personal Mortgage Professional for Life.
Our mission is to help our clients create wealth through home ownership. Our goal is to set the industry standard for excellence and integrity. We strive to provide each and every person, with their unique and individual needs, an experience that cannot be found anywhere else. We are a customer-focused company, passionate about our work.
Contact me today to discuss your mortgage loan options and find out which loan program will best suit your needs.
What my Clients and Referral Partners Are Saying *
Park City customer
Park City, Utah
"I found Andrea in the list of Affordable Housing preferred lenders plus I had met her while teaching mountain biking clinic. When I contacted her, she immediately made herself available to meet and go over my needs. She met with me multiple times. She even sat with me and built a complete cash flow statement to make sure I was comfortable with the payment. This was my first time buying a home and Andrea made me feel safe and comfortable with my decision. She worked up multiple options based on my requests. A friend of mine, who is also a lender, suggested I looked at a zero down-payment option. After we received the appraisal that was not an option. Andrea took upon herself to contest the appraisal and was able to get it amended so I could consider that option as well. She spent countless hours addressing all my questions. I ultimately chose Andrea because she gave me a very competitive rate and went above and beyond to ensure I got the best mortgage for my needs. She cares, empathizes and holds herself accountable for all her promises. My closing costs ended up lower than what I initially signed. She took care of me, coordinated the entire process and ensured it was incredibly smooth. If you want to work with someone who is not only knowledgeable but will deliver what she promises (and even more than she promises), Andrea Cox is absolutely the person in Park City (or surrounding areas) to work with on your mortgage needs."
Park City, UTah
"I would highly recommend Andrea Cox of 1st Rate Mortgage for all of your loan needs. Andrea helped me with my first mortgage and got me into my very first home. She went above and beyond in teaching me every step of the process along the way and caring about what was best for me and my situation. She kept me so informed, protected my money and had my back through the whole process. I fully trust her and would recommend her to all of my family and friends!"
Park City, Utah
"Above and Beyond--Truly a Terrific Experience: I will readily admit that my first inclination was to work directly with a bank that I had worked with in the past on a mortgage loan for our new Park City home. We started down this path but changed direction when the first home my wife and I planned to purchase didn't work out. We had gone far enough with the bank lender as we moved forward on that first home that we knew exactly what to expect (the pros and all the cons). When we found the next home, we moved forward with Intermountain and Andrea Cox instead of the bank. We certainly were glad we did. Andrea coordinated the entire process and it was incredibly smooth. The rate was very good, and Andrea was able to get approval for our loan in record time and she got us to closing extraordinarily quickly. If you want to work with someone who will deliver what she promises (and even more than she promises), Andrea Cox is absolutely the person in Park City (or surrounding areas) to work with on your mortgage loan. We can't say enough good things about Andrea! Highly recommended! Thank you Andrea."
"Andrea has been my go-to Loan Officer recently for her "can do" attitude and ability to get loans closed. In Park City we deal with a lot of high end buyers/borrowers who are used to high touch services in their financial worlds. Andrea excels at serving this clientele and has not disappointed. As a Real Estate Agent, I have a lot of moving pieces to manage and I choose to work with service providers who can perform and self-manage, so my time and efforts are not tied up making sure they get their jobs done. Andrea’s ability to do this, coupled with her consistent and thorough communication, make our transactions flow very efficiently."